Mortgage Advice
Getting a mortgage is one of the biggest financial decisions you'll make, so it's important to get it right. We can assess the level of mortgage repayments you can afford; finding you a mortgage that suits your needs.
Whether you're a first time buyer, remortgaging, moving up the housing ladder or buying a property to rent to others, we can offer advice that is tailored to your circumstances.
Residential Mortgages
A lot of home-owners buy a second home, which they make into their residential home. Standard residential mortgages are specifically for properties that home owners want as their residential home(s).
Remortgages
Many homeowners change their mortgage supplier because their fixed rate mortgage is coming to an end and by changing to another provider they may find that they can save money on their monthly payments.
Buy to Let Mortgages
Buy-to-let mortgages are specifically for properties that landlords let to tenants and are often more expensive than residential mortgages
The Financial Conduct Authority do not regulate some buy to let mortgages
First Time Buyers
Buying your first home can be daunting. We can advise and make sure you're fully aware of any support that's available.
Flexible Mortgages
Flexible mortgages give you greater flexibility when compared to a normal mortgage. It will be the same as a “normal mortgage” with some extra flexible features bolted on. The features and how they work will differ between providers.
Self Build Mortgages
A self-build mortgage is a home loan taken out on a property which you are building yourself. The biggest difference between self-build mortgages and standard residential mortgages is that the funds are given to you in stages rather than as a single lump sum.
Current Account (or Offset) Mortgage
A current account mortgage (or offset mortgage) uses the balance in your everyday savings or cheque account to reduce what you owe on your mortgage on a daily basis.