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Life's Stages: Pre-Retirement

Life stages approaching retirement

Once you reach the stage where you're considering your retirement income, expert financial advice becomes even more important. Many of the choices you make at this time will affect your lifestyle so you need to make sure they're right.

It pays to be prepared as your retirement approaches, everybody's financial situations are different but the main considerations for most people when they think about retiring, will come down to:

  • If they're renting, paying a mortgage or mortgage free
  • If they have any debt
  • If they plan to keep working, have they considered phased retirement?
  • How much money they have saved into their pension pot and other investments
  • How much state pension they'll be entitled to

Retirement is going to be one of the most important decisions you are likely to make, when you stop work, whether you are going to phase your retirement and work part time and will you have enough to do what you want?

There are many decisions that can be made and options available that will make a huge difference to your finances in retirement. This might mean delaying retirement a year or two or changing your investments.

Life Stages below 30
Below 30
Below 30
Lifes stages 30-40
Aged 30-40
Aged 30-40
Lifes stages 40-50
Aged 40-50
Aged 40-50
 
Lifes stages Pre Retirement
Pre Retirement
Approaching Retirement
 
Lifes stages Post Retirement
Post Retirement
Post Retirement
 
There are many decisions to make when approaching retirement, let us help, give us a call

A pension is a long term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.

PFD Financial Services Limited is an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
The Financial Conduct Authority does not regulate Inheritance Tax Planning

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Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. 4/11/2022

01959 701704  9am - 5pm, Mon-Fri

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Registered address: 36/38 Westbourne Grove,
Newton Road,
London W2 5SH.

Registered in England & Wales number 2643257.