Life Stages
Our priorities and goals can change as we go through life, as can our circumstances.
Someone in their twenties and thirties will have different needs to someone approaching retirement.
Making Commitments
You might be at the time in your life where you're getting a place of your own, moving in with friends or partner, getting engaged or married. Now could be a good time to consider budgets and spending plans.
Growing Family
If you have a growing family, it may be important that you take care of dependents and protect what's important. Other considerations may be managing budgets, spending plans and benefits.
Unplanned Events
Nothing in our life is as we expect, we could find ourselves facing an unplanned redundancy or divorce. You may need help accessing capital or investments in the most tax efficient manner. We can talk to you about those financial decisions.
Approaching Retirement
Considering goals and budgets and reviewing existing assets may be on your mind once you're preparing for retirement. Perhaps you're also considering power of attorney.
In Retirement
Once you're in retirement (or a short while before), you may need to work out how much income you need, check your pension arrangements and review savings and investments. You could also be thinking about passing on your inheritance or looking at your long-term care options.
